Category: PayDay Loans

Collection Companies In The Recession

• March 9, 2010

In today’s recession, collection companies are not exempt. Starting last year, they first started to suffer from declining liquidation performance, staffing cuts, and increased placements.

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When A Bill Collector Calls: Protection From The FDCPA

• March 9, 2010

It is essential that collections agents respect your privacy. According to the Fair Debt Collection Practice Act, bill collectors are unable to exchange information about persons that owe a debt. They can’t distribute a list of debtors to its creditor subscribers. They cannot advertise a debt for sale, or create a list of debtors to its creditor subscribers.

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Finding The Best Day Trading Strategy

• March 9, 2010

Investors are caught in-between the unstable markets and their need to improve their profits. With the new trading program available, the worry of finding great penny stocks has ended for thousands of investors. Now, you have to tap into the full-fledged accessibility of software that pulls top penny stocks to the forefront for your benefit.

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When Should You Call In a Credit Collection Agency?

• March 9, 2010

You should call in a credit collection agency sooner rather than later. The longer you wait to start the collection process on overdue accounts, the less of a chance you’ll have at recovering your money.

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Dealing With Debt Or Bankruptcy

• March 9, 2010

As consumer debt reaches an all time high, owing money to a creditor may seem extremely overwhelming. A number of people have looked to the internet and have seen advertisements claiming debt relief as a quick fix. Alluring as these ads may seem, it is important to be on the lookout for the validity of the claim.

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Seek Debt Advice And Eat A Hearty Breakfast

• March 9, 2010

Has there even been a point in your life when you found yourself going through collections letters and billing statements while having breakfast? You may have felt like there is no easy way to get out of your predicament. Having personal debt is a very common problem. It is a fact that people from all walks of life have to deal with it every single day.

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What To Do If You Have A Bill Collector On The Phone

• March 9, 2010

If you owe debt to a creditor collection agencies are allowed to report your debt to credit bureaus, file lawsuits against you, and should be taken very seriously. The best way to protect yourself and your financial situation is a methodical approach. First, know why you are being contacted. Know where the debt is from and exactly how much it costs.

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Protecting Yourself Against Debt Collection Scams

• March 9, 2010

The government is stepping up to bat as collection scams rise. In the news recently, Buffalo New York has been home to a number of unlawful debt collection practices, and police have arrested at least twelve people who have broken regulations. Although the vast majority of collection agencies are legitimate and good for the economy, there has been a rising amount of deceptive and illegal practices.

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Declaring Bankruptcy: Automatic Stay And How It Protects You From Creditors

• March 9, 2010

U.S. Bankruptcy Code imposes something called an automatic stay the moment that a petition for bankruptcy is filed. The automatic stay will typically prevent the enforcement, commencement, or appeal of actions and judgments against a debtor from the creditors they owe money to who are trying to collect these debts incurred prior to the bankruptcy petition. The automatic stay also protects property of the bankruptcy estate itself from collection actions and proceedings.

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Scranton Tax Payers Might Have Received A Collection Letter They May Not Have Deserved

• March 9, 2010

More than 200 Scranton taxpayers might have received a letter from a collection company they didn’t deserve. The notices are for unpaid garbage fees that may have actually been paid. According to officials, the garbage bill itself for 2009 could be to blame for more than 200 collection notices sent to city taxpayers in error last week.

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